Industry News

Facebook Payments Change Ecommerce
Send Payments Through Facebook Messenger Before the rise of social commerce and mobile payments, paying people back consisted of handing over cash or a check, and sometimes a wire transfer. Within the last few years, banks started to offer quick pay services that...

TOTAL-APPS Announces Podcast with Rey Pasinli
Challenge Assumptions Hosts TOTAL-APPS On Wednesday, December 14, Challenge Assumptions with Greg Davis will host Rey Pasinli on their podcast. As one of the country’s leading experts in evolving social commerce trends and technologies, Pasinli has collaborated with...

How Merchant Accounts Can Help Grow Businesses
Merchant Accounts Increase Sales, Protect Assets Merchant accounts are not created equal. When it comes time to sign up with a dedicated account to further grow your business, it’s important to do the research. But aside from selecting the right company to work with,...

M-Commerce: Mobile Shopping Transforms Ecommerce
Mobile Shopping Trends to Watch Ecommerce has evolved to include mobile shopping, or m-commerce. With a host of technological advancements, this trend will only continue to gain popularity. This is both good and bad for consumers. It’s convenient, but the experience...

Unraveling the Differences Between Payment Processors and Payment Gateways
Ecommerce Help for the New Merchant You’ve just started a new business, and are establishing an online commerce platform. You have to decide whether to get a merchant account or use a service like PayPal. Do you have a brick-and-mortar store? Do you know your...

Split Payments: What Merchants Should Know
Why Most Retailers Don’t Offer Split Payments When it comes time for consumers to check out, either online or in-store, many merchants don’t offer split payments. The reasons are numerous, from verification issues, restrictions on the merchants, technical obstacles,...

Benefits of Merchant Accounts for Small Businesses
Why Small Businesses Should Utilize Merchant Account Services Whether you run a small business or online operation, having a merchant account service provider can offer great benefits. Many may think that they’re too new, too small, or can’t meet potential sales...

Turn Big Data into a Marketing Strategy
Collect Data to Map Out the Right Marketing Strategy for Your Business Gathering and analyzing data can give businesses the opportunity to capitalize on increased marketing ventures. While the initial cost to collect the data may be substantial, it can pay off in the...
The Evolution of Merchant Services
Understanding Payment Processing Merchant services have evolved over the years, from specific merchants extending credit to certain customers to electronic payments, where the merchant and customer don’t need to be in the same geographical location. With the continued...

Most Common Chargeback Types and How to Respond
Submit Chargeback Responses with Evidence Whatever type of business you may be in, chances are, you’ve experienced chargebacks. Across the four major card networks, including Visa, MasterCard, Discover, and American Express, there are roughly 151 chargeback codes....