Industry News
Chip Credit Cards: Advantages and Disadvantages
While chips on credit cards are relatively new to the United States as of 2015, the chips on credit cards have been around in Europe since the 1980s. Eventually, every credit card will become a chip credit card, since chip and PIN cards offer additional security....
Total Apps has made the 2016 Inc. 5000!
We’re celebrating! Total Apps has made the Inc. 5000 list of the fastest-growing private companies in America for the 4th time! Only a small fraction of the nation’s companies demonstrate the remarkably consistent high growth to be considered for this achievement, and...
Fraud Reduction for High Risk Merchant Accounts
Protect Your Business from Potential Fraud Risks As a business, the ability to process credit and debit cards online is critical. As a high-risk business, this ability comes with the potential for higher fraud risks, like chargebacks, identity theft, and much more....
How To Manage Chargebacks for High Risk Accounts
How Chargebacks Affect your High Risk Merchant Account High-risk merchant accounts are expected to handle a higher rate of chargebacks than low risk merchant accounts. This is one of the main reasons that high-risk accounts are subject to large monthly reserve rates,...
Reduce Reserve Rates for High Risk Merchant Accounts
What to Know to Get the Best Rates Your business has been labeled high risk. You need to open a merchant account to grow your business, but you don’t know if you can afford the high reserve rates. You understand the necessity of having reserves for your specific type...
High-Risk Merchant Account Approval
What to Know to Get Approved Whether you’re an established business or just starting out, understanding not only the difference between low-risk and high-risk merchant accounts is key. From the approval process, monthly fees, and potential sales requirements, there’s...
High Risk Credit Card Processing
Knowing What is Considered High Risk When it comes to credit card processing, businesses must set up a merchant account. The two types of accounts include low risk and high risk. There are a number of reasons a business could be considered high risk, ranging from the...
Technology Trends Shaping Mobile Commerce in 2017
Mobile Commerce Leans Heavily on Key Technology Developments In 2016, nearly every major brand dropped a mobile app, many with built-in mobile commerce options 0uowqg8. Mobile wallets became more commonly accepted by retailers, and mobile shopping was at an all-time...
Top Ecommerce Trends for 2017
Update Your Business and Marketing Strategies to Take Full Advantage Last year, the biggest ecommerce trends focused on the online shopper. Consumers changed the game with the want of on-demand products and services, a personal element to customer service, and making...
Social Media Network on Point with Predictions
Mobile Commerce Changes Social Media Back in 2015, Facebook predicted that m-commerce would become prominent in the fourth quarter, driven by a younger demographic. This prediction came from Facebook IQ, the social media network's in-house consumer research division....