Merchant rates vary among business types, risk, and how they are marketed. Your standard Retail Storefront can expect the lowest rates because most of the business occurs face to face with card swipe transactions. On the other side would be phone processing or internet transactions where most of the transactions are card not present thereby increasing the risk of potential chargebacks to the bank.

Below are lists of credit card rates by industry type. These are industry standard and may vary on case by case basis.

Internet

Mail/Phone Order

Retail

Wireless/Mobile

Phone Processing

ACH Processing

Total-Apps is committed to not only providing you a credit card merchant processing solution, our goal is to help you grow as well. We believe in long term relationships and we treat each merchant with superior customer service and support for the life of the merchant account.