So you are ready to open your store and need to pick a credit card terminal. The choice can be overwhelming. Total-Apps can help determine the best fit for you with just a few simple questions.

Do you need a credit card terminal?

Are you running a business that requires a face to face transaction? If so then definitely.

Price Range

Prices on terminals range from $99-999+. It all depends on your business needs. If you are a simple retail store front, then you can go on the lower side. If you are a restaurant with multiple locations (IE the bar, section 1, the patio, etc…) then a higher end terminal will work better.

Phone Line or High Speed internet

The traditional phone line terminals are much cheaper, but they have some disadvantages.

·  They chew up a phone line every time they are used

·  Approval time can take longer

·  May not be PCI compliant.

If you have high speed internet they have terminal available to run on Ethernet cables.

If you are unsure and may want to change over later Total-Apps also carries terminals that work both ways. Just make sure and ask a rep

Do you want to accept Debit Pin Cards from your customers?

If you want to accept debit cards and get the lowest transaction fees, you should consider getting a PIN pad for customers to enter their personal identification number (PIN). Without a PIN pad, you’ll still be able to accept debit cards, but you’ll need to run it as a credit card transaction, which tends to cost a little more in transaction fees

What will you need in the next couple years?

One of the worst things to happen is to outgrow your terminal. If you know you will be using a more enterprise level system in the next couple years, its best to invest now and avoid having to pay twice. Once now and again in a few years to upgrade.

Feel free to inquire with any of our account specialists concerning your specific needs.