Credit cards are the fastest growing form of payment available in the United States. Most customers have at least one debit or credit card in the United States. Its critical for businesses today to offer their customers the ability to pay for products and services with a Debit Card or Credit Card of some kind. Total-Apps offer a comprehensive credit card solution that suits the needs of any business retail or online. With Total-Apps, your customers are able to accept all forms of payment from, MasterCard, Visa, American Express, Discover, even private label and smart cards.

Whether you are just starting or a full enterprise solution Total-Apps’s credit card processing services can help increase sales and cash flow. Total-Apps supports virtually every business sector, including retail, MOTO, restaurants, e-Commerce, supermarkets/multi-lane, hotel/lodging and petroleum / convenience store.

Many customers prefer to pay by debit rather than credit, cash or check and Total-Apps can give you the ability to accommodate this preference.

Pin-based debit transactions virtually eliminate the possibility of fraud and chargebacks, and options such as debt surcharges and "cashback" are available with our debit card service. 

Total-Apps is connected to virtually every ATM, EBT and debit network including NYCE, STAR, Explorer, Pulse, Maestro, Shazam, Cash Station, Jeanie, MPACT, AFFN, Quest and the Visa Interlink network. We even have several offshore debit card solutions as well. So no matter the what card your customer is using, we can help you accept it.