EDebitPay, LLC ("EDebitPay" or "EDP" or the "Company") is a leading performance-based online affiliate and direct marketing services provider to the mass consumer market. The Company is a pioneer in the online financial services industry.

EDP is the only company successfully combining these three attractive characteristics:

• Addressing a large, target market: under-banked, under-served consumers.

• Providing products and services in high demand.

• Leveraging the most effective distribution channel: online affiliate marketing networks.

Target Market

The Company’s products are targeted to the under-banked portion of the under-served market, which represents an estimated 45 million people earning over $580 billion annually. The adoption of the EDebitPay's products provides a unique channel by which to reach this market segment through the use of its affiliate marketing network.

Affiliate Network

The Company’s affiliate network is robust and highly diversified, consisting of EDP's own offerings, as well as other affiliate networks, affiliate marketers, independent and affiliated publishers. EDP has relationships with the top online affiliate networks and affiliate marketers in the U.S., representing tens of thousands of publishers that provide a powerful distribution channel for products and services. The Company estimates that they are able to reach over 50 million unique users per month through our affiliate network.