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Phones aren’t just for making calls anymore. Now, phones can be used to actually improve your bottom line, allowing you to process credit and debit card transactions easily, quickly, and affordably.

What is Phone Credit Card Processing?

Phone credit card processing allows you to turn your landline or cell phone device into a real selling tool, one that lets you accept credit cards, debit cards, and other forms of payment from your customers. This type of credit card processing, unlike traditional forms, affords you unparalleled flexibility, enabling you to accept payments from customers on the go or customers who aren’t in your physical area. Through this, you’re able to expand your reach, increase your sales, and offer added convenience to your customers.

Types of Phone Credit Card Processing

There are two types of phone credit card processing. The first type is via a landline. Using this kind of phone credit card processing, your employees can accept customer orders via landlines at your place of business. Customers simply call in and place an order, and your team inputs it into your shipping system. This type of processing can be extremely helpful if you offer catalogs or other mail-order items. Landline processing can also be beneficial if your business lends itself to to-go or delivery orders, such as a caterer or restaurant. Through this, you’re able to take a customer’s order over the phone, process their credit card, and have their purchase ready and waiting for them when they arrive. No need to see a cashier, sign a receipt, or any other time-consuming detail; the purchase is finished!

The second type of phone credit card processing is done via a mobile phone. With mobile phone card processing, you can turn your cell phone into a legitimate card processing device. All you need to do is download a minor piece of processing software to your phone, and you’re able to accept credit cards virtually anywhere you get cell service. When handling a transaction, simply type in the customer’s credit card number and purchase total into your phone. Once you submit it, the transaction will be processed digitally and securely in just a matter of minutes. The customer can soon be on their way and out the door.

You can even go one step further and get a mobile card swiping device, making your card processing abilities even faster. These unique, low-cost tools plug easily into your phone’s headphone jack. Then, when a customer is ready to purchase, you only need to type in the purchase total and swipe the card through your phone’s device. The transaction will be processed immediately.

Why Use Phone Credit Card Processing?

Offering phone credit card processing isn’t an option anymore. Your competitors are doing it, so if you fail to do so too, you’re losing out on countless sales and new customers. With over-the-phone card processing via a landline, you can open your company up to business it wouldn’t otherwise be exposed to. You can accept orders from across the state, across the country, and even on the other side of the world, or wherever customers want to buy from you.

With cell phone credit card processing, you can take your business with you virtually anywhere you go. No longer are you stuck behind a static card terminal, waiting for customers to come to you. You can hit the road and go directly to the customer. Make sales and accept payment on the spot when you’re traveling, at a convention, running a trade show, or even on vacation. You’ll never be held back by your card processing abilities again.

Cell phone credit card processing is also a huge convenience to customers, too. Instead of having to use a check or cash if they want to make an on-the-spot purchase from you, they can simply swipe their card, and in a matter of seconds, their transaction is completed, and they’re a satisfied customer. This satisfaction will lead to happier customers and more return sales.

All in all, offering phone credit card processing can allow you to expand your business. You’ll expose yourself to new customers, improve ease and convenience for existing ones, and in general, improve your bottom line.

Choosing a Provider for Phone Credit Card Processing

When choosing a provider for landline or cell phone credit card processing, the options are endless. That means it’s often hard to ensure you’re getting a good deal. Too many times, merchants sign with seemingly promising processing providers, only to be hit with high airtime fees, SIM-card related disasters, and other issues just weeks or months down the line.

To make sure this doesn’t happen to you, here’s what you should look at when considering possible phone credit card processing providers:

• Rates – Do they charge per card type or per transaction?
• Fees – Are there airtime fees or fees for using their software? Is there a fee to set up the service or for application?
• Equipment – Is software included, and does it work with your current cell phone or landline? Do they provide hardware options, including phones and card swiping devices?
• Support – How can you reach customer support if there is an issue? Is it 24-7? Are there chat and email options?
• Approval – Will you be able to get 24-hour approval on your cell phone transactions? Are there limitations to when service is provided?

If you need help selecting the right phone credit card processing provider for you, contact Total Apps today. We’ll ensure you get the best possible service for the best possible price. Call us at 949-274-8975 now!

Resources:

• How does mobile credit card processing work
• The best phone processing companies
• 11 mobile processing apps