Our program is simple !


NO Set-up fee

Quick Approval

Online Application

Free Business Support for Life of the account

Funds from a check transaction are deposited directly to your own checking account just like a credit card transaction !

Best of all, it costs you far less then Accepting Credit Cards

ACH (or Automated Clearing House) is a nationwide electronic funds transfer system which provides for the interbank clearing of electronic payments. Electronic checks processed through Total-Apps banking networks are processed using this secure, highly reliable network, and is also the same network used by federal bank and government institutions to securely transfer funds. The Federal Reserve acts as an ACH Operator, through which banks transmit or receive ACH entries.