Total Apps

Your Advanced Payment Processing Solution
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Merchant Account Overview

Accept Visa, MasterCard, Discover and American Express

A merchant account is a specialized account provided by an acquiring bank or other financial institution to enable real time credit card processing for both retail and online merchants A merchant gives you the ability to accept credit cards from your customers and validate their identification at the same time.

Most times, merchant accounts have a contract with the acquiring bank. The agreement sets the the rights and responsibilities of both the parties. So, are you ready to offer your customers a secure, convenient payment method? Looking to save time and money by automating transactions?

Total-Apps has been supplying business owners for over 13 years with credit card processing services at a great prices without sacrificing service or quality.


Benefits include:

  • Easy to use virtual terminal and payment gateway
  • 24-hour telephone support
  • Free Business Consulting for the Life of the Account 
  • Address Verification System
  • Online Application & 24 Hour Approval
  • Easy integration with your existing online shopping cart